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A major component in the valuation of real estate is addressing depreciation and obsolescence factors that influence property value. We give you quick and easy descriptions of physical depreciation, functional obsolescence, and external obsolescence.
Three types of depreciation in Real Estate #realestateshorts #homeappraisal #functionalobsolescence
Wishing you & yours a happy day!
Happy Fourth of July!
Seller impersonation fraud continues to be an issue in real estate, especially when a property is vacant, non-owner occupied, or free of mortgages and liens. In these cases, fraudsters may pose as legitimate owners and attempt to sell property using email, text messages, stolen personal information, and even misused notary credentials. That’s one reason title professionals play such an important role before a transaction reaches the closing table.
Protect Your Closing #titleinsurance #sellerimpersonation #sellerfraud #protectyourpeace #realestate
If you’re using an FHA loan, the appraisal isn’t just about value. FHA appraisals also focus on health and safety, so small issues can turn into required repairs.
FHA Appraisal 101: What is the FHA appraisal designed to do?
Summer starts now! Here's to longer days, warmer nights, and weekend vibes. However you celebrate, happy unofficial start of summer!
Summer starts now #memorialdayweekend
Imagine you buy a home and later find out there’s a gas pipeline easement running through the property. The previous owner didn’t know, and the house was built over part of that easement. Fast forward: the gas company needs access to their line. Since your house is sitting where they have legal rights, you could be forced to remove part of your house or tear it down. This is where title insurance matters. ✅ Owner’s title insurance can help protect you financially if a title issue was missed during the title search, like an easement or encroachment that impacts your ownership rights or property value (coverage depends on your policy and what was listed as exceptions). ✅ Lender’s title insurance protects the bank. If a title problem reduces the value of the property they have a lien on, the lender’s policy is there to protect their investment, not your equity. ***Obviously, this is not legal advice. Always read your policy and talk with your title pro or attorney for your specific situation.***
You don’t need title insurance… until you do.
Research from ALTA estimates that title professionals spend about 22 hours on a standard transaction and around 45 hours on more complex files.
Quality Title: Clear to Close
Since April 2022, most residential appraisals follow ANSI Z765 2021. This national standard defines how appraisers 1) measure homes and 2) calculate Gross Living Area (GLA). It improves consistency, credibility, and comparability across markets.
Why Your Appraisal’s Square Footage May Look Different Today
The appraisal industry just entered a new era. With the rollout of UAD 3.6, legacy forms are being retired and replaced with a fully modernized, standardized reporting structure impacting lenders, appraisers, and all valuation stakeholders. The Jordan Real Estate Group is here to support both lenders and appraisers through this transition. If you have questions, we’re ready to help.
UAD 3.6 Has Arrived! What to Know #realestate #propertyvaluation #homeappraisal #appraisalprocess
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